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As of 10 Oct 2026 · demonstration dates

Portfolio reports show the current active book. Closed and archived borrowers, including their history, are available in All Borrowers.

Kilnbrace Specialty Products

Industrials — Specialty Chemicals

Portfolio: Active

Selected-quarter financials received. Status, position terms and analyst notes reflect current records.

LTM financial analysis — unadjusted

Unavailable — four consecutive financial quarters are required. Missing: Q1 2025, Q2 2025.

Analyst status: Watch📍 Charlotte, NC📅 2023-09-15🏢 Wrenfell PartnersWatch list
2 covenants not tested, credit mark 100% of par

Analyst notes

Formulator of industrial coatings and adhesives for the southeastern building products market.
Senior mark unchanged for three quarters against four quarters of EBITDA decline
Equity co-invest written to zero Q2 2026; credit position remains performing
Auditor questioned the unchanged mark at Q2 2026 close

Positions

InstrumentCommitmentRateFloorMaturityPIKFV Q3 2025FV Q4 2025
Senior Term Loan$6.0MSOFR + 6001%2028-09-15—$6.0M$6.0M
Equity Co-Invest$1.5M————$1.5M$1.4M

Income Statement Spread ($M)

Line ItemQ3 2025Q4 2025Δ QoQ
Revenue21.420.8↓ 2.8%
COGS(14.2)(14.0)↓ 1.4%
Gross Profit7.26.8↓ 5.6%
Gross Margin %33.6%32.7%↓ 2.8%
SG&A(3.4)(3.4)→ 0.0%
EBITDA3.83.4↓ 10.5%
EBITDA Margin %17.8%16.3%↓ 7.9%
D&A(0.9)(0.9)→ 0.0%
Interest Expense(1.3)(1.2)↓ 6.0%
Tax(0.3)(0.2)↓ 33.3%
Net Income1.31.1↓ 17.2%

Balance Sheet ($M)

ItemQ3 2025Q4 2025Δ QoQ
Total Assets69.968.2↓ 2.4%
Total Debt51.749.9↓ 3.5%
Cash2.11.8↓ 14.3%
Equity11.411.2↓ 1.8%

LTM Credit Metrics — unadjusted

Four consecutive quarters of EBITDA and interest; debt is the ending balance. Incomplete history is unavailable. These are analytical ratios, not covenant certificate results.

MetricQ3 2025Q4 2025
LTM leverage (unadjusted)——
LTM interest coverage (unadjusted)——

Submission evidence

Periods without a separate retained submission: Q3 2025, Q4 2025. Earlier financials may be supporting history within an initial upload.

Covenant Compliance

Interest Coverage

Not tested

Not verified · Not independently verified

Actual
Unavailable
Reported
Not supplied
Governing threshold
≥ 2.5x
Reconciliation
Unable to verify
Review
Not reviewed · Needs review

No supplied actual for this quarter.

Total Leverage

Not tested

Not verified · Not independently verified

Actual
Unavailable
Reported
Not supplied
Governing threshold
≤ 4x
Reconciliation
Unable to verify
Review
Not reviewed · Needs review

No supplied actual for this quarter.

Fair Value History

Q3 2025
$7.5M
100% of par
Q4 2025
$7.4M
99% of par